About Nationwide
Ranked at No. 5 among pet insurance companies, Nationwide, formerly known as Farm Bureau Mutual Automobile Insurance Company, has been in operation since 1926. The company has expanded its offerings to include various insurance products nationwide.
PROS:
- Comprehensive coverage for a variety of pets, including birds, reptiles, and exotic animals.
- Discount options for insuring multiple pets.
- Availability in all 50 states.
CONS:
- Sample rates are relatively high compared to other insurers.
- Claims processing may take up to 30 days.
Nationwide Pet Insurance Review:
Nationwide provides coverage for a diverse range of pets, extending beyond cats and dogs to include birds, reptiles, guinea pigs, ferrets, sugar gliders, goats, and more. Policyholders can benefit from a 5% discount for a second and third pet, and a 10% discount for each subsequent pet.
The insurance covers accidents, illnesses, and wellness services. Coverage limits vary, with some plans featuring preset benefit allowances. There is a 14-day waiting period for accidents and illnesses, and a 12-month waiting period for cruciate ligament injuries.
Upon claim submission, Nationwide may request your pet’s medical records for a thorough assessment. Claims are typically processed within 30 days.
Bottom Line
Nationwide offers comprehensive coverage for various pets, with discounts for insuring multiple animals. Plans come with a $250 deductible, a 14-day waiting period, and a 30-day claim processing timeframe.
Nationwide Pet Insurance Plans
- Major Medical: Covers accidents and illnesses, with reimbursement rates based on a benefits schedule.
- Whole Pet: Encompasses accidents, illnesses, and some wellness services, with a $250 annual deductible and a $10,000 annual benefit limit.
Optional Features
Nationwide offers Wellness Plus coverage as an optional add-on, covering preventive treatments and procedures, with a maximum annual benefit of $500.
Cost
Sample rates for a Nationwide policy are $61.62 per month for dogs and $28.47 per month for cats, based on pets in excellent health in Texas, with a $10,000 annual benefit limit, a $250 annual deductible, and a 70% reimbursement rate.
Price Comparison
See how Nationwide compares to other providers in terms of monthly costs for dogs and cats.
Nationwide vs. the Competition
Compare Nationwide with other insurers like ASPCA Pet Health Insurance and Figo based on ratings, sample premiums, and coverage offerings.
FAQ:
- How do I buy pet insurance from Nationwide?
- Purchase directly through the website by providing necessary information for a quote.
- Is there a waiting period for a Nationwide pet insurance policy?
- Yes, a 14-day waiting period for accidents and illnesses in the Whole Pet plan.
- Does Nationwide pet insurance offer a wellness plan?
- Yes, Nationwide’s Wellness Plus plan covers preventive treatments and procedures with a maximum annual benefit of $500.
- Does Nationwide pet insurance cover preexisting conditions?
- Nationwide does not cover preexisting conditions permanently but may consider coverage if the condition was cured at least six months previously.
- How do I contact Nationwide’s customer service?
- Reach Nationwide’s customer service via phone, email, snail mail, or social media.
- Does Nationwide’s pet insurance have any coverage limits?
- Yes, Major Medical has caps on payments on an annual per-condition basis, and Whole Pet has an annual coverage limit of $10,000.
- Do Nationwide’s pet insurance policies have a deductible?
- Yes, Nationwide pet insurance policies have deductibles, which vary based on the plan.
- How do I file a pet insurance claim with Nationwide?
- Claims can be submitted online, via fax, email, or mail.
- How long does it take Nationwide to process a pet insurance claim?
- Claims may take up to 30 days to be processed.
- How do I cancel a pet insurance policy from Nationwide?
- Notify Nationwide in writing or online, and the policy is considered canceled on the date of the cancellation request.
In summary, Nationwide Pet Insurance offers comprehensive coverage for various pets, though its sample rates are relatively higher. Policyholders benefit from discounts and optional wellness coverage. The company’s diverse plans cater to different needs, and the FAQ section provides valuable information for potential customers.
